Arranging a mortgage can be a minefield. Lots of people still go directly to their bank but this limits you to one lender when there is a possibility of a better deal elsewhere.
We are independent and not attached to any lender therefore have access to the majority of mortgages available across the market. Get in touch to see if we can help whether it be as a first-time buyer, a house mover or to switch an existing deal. Evening and weekend appointments are available on request.
Buying your first property can be a very exciting but also very scary process. We will guide you through this process making it as straight forward and hassle free as possible. Taking on your first mortgage is a massive financial commitment therefore you want to make sure you are getting the best deal possible; we work for you!
Buy to Let mortgages are definitely where our expertise lie. We have been working in the rental sector alongside landlords for 20 years and so know a thing or two about the rental market including sought after areas and expected rents. There are some fantastic deals out there at the minute for BTL mortgages, whether you are a first-time landlord or a portfolio landlord looking to expand we will be able to advise you on this process. Then, once your mortgage is complete and property purchased if need be, we can also guide you through the rental process.
Often when people have their mortgage in place, they tend to stay with that lender instead of shopping around when their current deal is coming to an end. This can mean they are missing out on a better rate and therefore lower monthly payments that they could find elsewhere. We would recommend contacting us around 3 months before your current deal comes to an end and we could advise you if its possible to secure a better deal elsewhere.
If you are thinking about moving home get in touch to see what mortgage options are available, again it may not be most cost effective to stay with your current lender, as we are independent we are able to search the market to find the best deal possible.